Ivybend Advances, a small-business funding broker in Missoula, MT, works with construction firms, restaurants, medical and dental practices, and retailers and wholesalers across Missoula County. This page compares how each sector's cash moves and which funding shapes tend to suit it, with Census counts. Credit decisions rest with the lending partners alone.
Partner sectors in Missoula County, MT by the numbers
| Sector (NAICS) | Employer establishments | Paid employees | Share under 5 employees |
|---|---|---|---|
| Construction (23) | 612 | 4,039 | 67.0% |
| Food service and drinking places (NAICS 722) | 313 | 6,169 | 22.4% |
| Ambulatory health care (621) | 418 | 4,158 | 57.7% |
| Retail trade (44-45) | 543 | 8,675 | 38.1% |
| Wholesale trade (42) | 184 | 2,170 | 43.5% |
Source: U.S. Census Bureau, County Business Patterns 2023.
Contractors and specialty trades
Crews are small and paid late. Most construction employers in the county had fewer than five people, and many wait on general contractors or owners before they see their money. Equipment, wages and materials are the usual questions. Contractor financing covers them in detail.
Restaurants and food service
Restaurants run on daily card receipts and large payrolls: 313 food service employers in the county employed 6,169 people in 2023. Kitchen equipment and timing gaps dominate. See restaurant financing.
Medical and dental practices
Practices wait on insurers and buy expensive equipment. Ambulatory health care counted 418 county employers in 2023, including 75 physician offices and 63 dental offices. Medical and dental financing covers equipment, expansion and buy-ins.
Retail and wholesale
Shops and distributors tie cash up in stock. Missoula County had 543 retail and 184 wholesale employers in 2023, and 846 retail businesses operated without payroll in 2024 (Nonemployer Statistics). Until a dedicated retail page is published, inventory financing is the place to start.
Sectors outside our work
Our partners do not work with us on agriculture or trucking, and we do not arrange funding for them. Other sectors are considered case by case on the first call.
County context for every sector
Employer sizes, ZIP 59802 sectors and owner-only businesses are broken down on the Missoula County picture.
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